<?xml version="1.0" encoding="utf-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments for mountaineer musings</title>
	<atom:link href="http://mountaineermusings.com/?feed=comments-rss2" rel="self" type="application/rss+xml" />
	<link>http://mountaineermusings.com</link>
	<description>i'll tell you what you need to know</description>
	<lastBuildDate>Fri, 28 Dec 2012 02:25:05 +0000</lastBuildDate>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.1.3</generator>
	<item>
		<title>Comment on gird by Bikermommy</title>
		<link>http://mountaineermusings.com/?p=5373#comment-984193</link>
		<dc:creator>Bikermommy</dc:creator>
		<pubDate>Fri, 28 Dec 2012 02:25:05 +0000</pubDate>
		<guid isPermaLink="false">http://mountaineermusings.com/?p=5373#comment-984193</guid>
		<description>great discipline. good work. i am so proud of you.</description>
		<content:encoded><![CDATA[<p>great discipline. good work. i am so proud of you.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on gird by Amy</title>
		<link>http://mountaineermusings.com/?p=5373#comment-983292</link>
		<dc:creator>Amy</dc:creator>
		<pubDate>Mon, 03 Dec 2012 04:01:21 +0000</pubDate>
		<guid isPermaLink="false">http://mountaineermusings.com/?p=5373#comment-983292</guid>
		<description>Love that you are doing the DR program. I have been a fan of his for years. My husband and I are a lot older than you (58/55), and therefore in a different part of our lives. But nonetheless it WORKS. We are debt free except for the house, and the house will be done next spring.  We are about to buy a slightly-used SUV for CASH (SO exciting!) and we have cashflowed our kids&#039; college, 2 weddings and all the medical expenses of breast cancer. Plus saving for retirement and emergency fund. 
It IS doable, and you definitely have identified all the problem areas (instant gratification and EATING OUT). We are amazed at how often our kids eat out, and at so much fancier places than we ever do. By just cutting that back, you free up SO MUCH discretionary money.
We have a joke that people who go to fancy restaurants have &#039;expensive feces.&#039;  Sick humor, but that&#039;s our style, I guess. But it is true though.

Congratulations on the new baby. I love your blog, and Frank&#039;s writing.</description>
		<content:encoded><![CDATA[<p>Love that you are doing the DR program. I have been a fan of his for years. My husband and I are a lot older than you (58/55), and therefore in a different part of our lives. But nonetheless it WORKS. We are debt free except for the house, and the house will be done next spring.  We are about to buy a slightly-used SUV for CASH (SO exciting!) and we have cashflowed our kids&#8217; college, 2 weddings and all the medical expenses of breast cancer. Plus saving for retirement and emergency fund.<br />
It IS doable, and you definitely have identified all the problem areas (instant gratification and EATING OUT). We are amazed at how often our kids eat out, and at so much fancier places than we ever do. By just cutting that back, you free up SO MUCH discretionary money.<br />
We have a joke that people who go to fancy restaurants have &#8216;expensive feces.&#8217;  Sick humor, but that&#8217;s our style, I guess. But it is true though.</p>
<p>Congratulations on the new baby. I love your blog, and Frank&#8217;s writing.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on gird by Marcy</title>
		<link>http://mountaineermusings.com/?p=5373#comment-983242</link>
		<dc:creator>Marcy</dc:creator>
		<pubDate>Sat, 01 Dec 2012 21:43:55 +0000</pubDate>
		<guid isPermaLink="false">http://mountaineermusings.com/?p=5373#comment-983242</guid>
		<description>New baby!!!!! Yea for Dave Ramsey too!</description>
		<content:encoded><![CDATA[<p>New baby!!!!! Yea for Dave Ramsey too!</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on gird by nick</title>
		<link>http://mountaineermusings.com/?p=5373#comment-982754</link>
		<dc:creator>nick</dc:creator>
		<pubDate>Wed, 14 Nov 2012 22:27:36 +0000</pubDate>
		<guid isPermaLink="false">http://mountaineermusings.com/?p=5373#comment-982754</guid>
		<description>Wife and I have now instituted an allowance system. Thanks for the inspiration. I hope it allows us to pay off our debt faster.</description>
		<content:encoded><![CDATA[<p>Wife and I have now instituted an allowance system. Thanks for the inspiration. I hope it allows us to pay off our debt faster.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on gird by sarahk</title>
		<link>http://mountaineermusings.com/?p=5373#comment-982725</link>
		<dc:creator>sarahk</dc:creator>
		<pubDate>Tue, 13 Nov 2012 15:52:02 +0000</pubDate>
		<guid isPermaLink="false">http://mountaineermusings.com/?p=5373#comment-982725</guid>
		<description>LOL. Just got a message that my comment is awaiting moderation.</description>
		<content:encoded><![CDATA[<p>LOL. Just got a message that my comment is awaiting moderation.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on gird by sarahk</title>
		<link>http://mountaineermusings.com/?p=5373#comment-982724</link>
		<dc:creator>sarahk</dc:creator>
		<pubDate>Tue, 13 Nov 2012 15:51:34 +0000</pubDate>
		<guid isPermaLink="false">http://mountaineermusings.com/?p=5373#comment-982724</guid>
		<description>We each get $75 a month. On 3 paycheck months, we each get $125.</description>
		<content:encoded><![CDATA[<p>We each get $75 a month. On 3 paycheck months, we each get $125.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on gird by nick</title>
		<link>http://mountaineermusings.com/?p=5373#comment-982722</link>
		<dc:creator>nick</dc:creator>
		<pubDate>Tue, 13 Nov 2012 15:32:54 +0000</pubDate>
		<guid isPermaLink="false">http://mountaineermusings.com/?p=5373#comment-982722</guid>
		<description>I&#039;m curious, what&#039;s your weekly/monthly allowance?</description>
		<content:encoded><![CDATA[<p>I&#8217;m curious, what&#8217;s your weekly/monthly allowance?</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on gird by Bikermommy</title>
		<link>http://mountaineermusings.com/?p=5373#comment-982710</link>
		<dc:creator>Bikermommy</dc:creator>
		<pubDate>Tue, 13 Nov 2012 05:40:05 +0000</pubDate>
		<guid isPermaLink="false">http://mountaineermusings.com/?p=5373#comment-982710</guid>
		<description>Great job guys! It makes me happy that you know so much at such a young age. Your family will be much better protected in hard times! Love it!</description>
		<content:encoded><![CDATA[<p>Great job guys! It makes me happy that you know so much at such a young age. Your family will be much better protected in hard times! Love it!</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on gird by a_doodle</title>
		<link>http://mountaineermusings.com/?p=5373#comment-982688</link>
		<dc:creator>a_doodle</dc:creator>
		<pubDate>Mon, 12 Nov 2012 15:32:07 +0000</pubDate>
		<guid isPermaLink="false">http://mountaineermusings.com/?p=5373#comment-982688</guid>
		<description>Ooohh, I&#039;d missed the news of the new baby as well. That is awesome - congrats!!!</description>
		<content:encoded><![CDATA[<p>Ooohh, I&#8217;d missed the news of the new baby as well. That is awesome &#8211; congrats!!!</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on gird by sarahk</title>
		<link>http://mountaineermusings.com/?p=5373#comment-982635</link>
		<dc:creator>sarahk</dc:creator>
		<pubDate>Sat, 10 Nov 2012 06:32:10 +0000</pubDate>
		<guid isPermaLink="false">http://mountaineermusings.com/?p=5373#comment-982635</guid>
		<description>Houston, yikes! I&#039;m praying that doesn&#039;t happen with Buttercup. I think we&#039;ll have that as part of homeschooling once a day. &quot;Never buy anything on credit, ever.&quot;

Jackie, yep! Thank you! I&#039;m 15 weeks in today, due May 3rd. We should find out next week whether we&#039;re having a boy or a girl.</description>
		<content:encoded><![CDATA[<p>Houston, yikes! I&#8217;m praying that doesn&#8217;t happen with Buttercup. I think we&#8217;ll have that as part of homeschooling once a day. &#8220;Never buy anything on credit, ever.&#8221;</p>
<p>Jackie, yep! Thank you! I&#8217;m 15 weeks in today, due May 3rd. We should find out next week whether we&#8217;re having a boy or a girl.</p>
]]></content:encoded>
	</item>
</channel>
</rss>
